Are Hidden Fees Eating Away At Your Portfolio?


Do you know how much you’re paying in “hidden” fees? If not, then this video is for you.

If you’re an investor then you’ve most likely asked this ultra-crucial question at some point in your career:

“How much am I really paying in fees?”

The problem is that many fees are hidden, glossed over or exclusively hidden by advisors, banks or investment companies. Leaving you to wonder “what’s the honest truth?”

To help give you clarity, we’re going to cover the most misunderstood fees out there. And while many of you might already know about investment management fees, commissions or how much you’re paying an advisor we’re going to cover a few that you’ve probably never heard of.

As always, we’re on a mission to give you the truth about all things retirement-related in the Tucson area so this is something we’re not afraid to tackle.

Without further ado, let’s dive in.

Let’s recap:

  • Make sure you’re advisor fee is 1% or lower.
  • Understand what you’re investment management fees, internal expenses or expense ratio is.
  • Don’t miss the effect that your turnover ratio can have on your portfolio.
  • Understand that the larger the fund doesn’t always mean lower costs when it comes to market dynamics and “hidden” turnover costs.
  • And finally, make sure you understand how taxes work in each of your accounts.

No matter the approach or strategy you need to know every single possible cost that you face so you can avoid anything unnecessary.

That’s why we advise that you get a fee review with someone who can walk you through all the costs without trying to hide or gloss over the details.

The more educated you are, the safer you’ll be. But taking unnecessary risks because you haven’t done your due diligence? That’s not something we’d recommend.

Like always, if you’re facing retirement and need a second opinion learn about what makes us different, we’ll audit your entire strategy to make sure you have the right tools to make your retirement as low risk as possible and still drive in a good income.

And if you want a further dive into some of the biggest risks with retirement planning then check out our webinar or download our ebook on taking income in retirement.

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Copyright © 2018 · Please remember that past performance may not be indicative of future results. Different types of investments involve varying degrees of risk, and there can be no assurance that the future performance of any specific investment, investment strategy, or product (including the investments and/or investment strategies recommended or undertaken by Ironwood Financial, LLC), or any non-investment related content, made reference to directly or indirectly in this newsletter will be profitable, equal any corresponding indicated historical performance level(s), be suitable for your portfolio or individual situation, or prove successful. Due to various factors, including changing market conditions and/or applicable laws, the content may no longer be reflective of current opinions or positions. Moreover, you should not assume that any discussion or information contained in this newsletter serves as the receipt of, or as a substitute for, personalized investment advice from Ironwood Financial, LLC. To the extent that a reader has any questions regarding the applicability of any specific issue discussed above to his/her individual situation, he/she is encouraged to consult with the professional advisor of his/her choosing. Ironwood Financial, LLC is neither a law firm nor a certified public accounting firm and no portion of the newsletter content should be construed as legal or accounting advice. If you are a Ironwood Financial, LLC client, please remember to contact Ironwood Financial, LLC, in writing, if there are any changes in your personal/financial situation or investment objectives for the purpose of reviewing/evaluating/revising our previous recommendations and/or services. A copy of the Ironwood Financial, LLC’s current written disclosure statement discussing our advisory services and fees is available upon request.