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Tap into this little-known investment strategy

Learn How to Create a Predictable Income Stream In Retirement | E-book

Without annuities and other high risk strategies that can put your money at risk.

Are you worried about your financial future in retirement? 

Concerned about the unpredictability of the market and the potential risks tied to high-risk investment strategies and annuities?

You’re not alone. 

Many individuals are grappling with the challenge of ensuring a steady income stream during their retirement years without jeopardizing their hard-earned savings.


In this comprehensive guide, we will show you a proven method to create a predictable income stream in retirement, all while sidestepping annuities and other high-risk strategies that could imperil your finances. 

Say goodbye to the uncertainty of the 4% rule, which carries a 57% chance of failing in today’s investment climate. Instead, discover how to take control of your financial future and enjoy a worry-free retirement.

Understanding the Challenge

The Pitfalls of the 4% Rule

The 4% rule has been a longstanding benchmark for retirees. It recommends that you can safely withdraw 4% of your retirement savings annually while preserving your principal balance. However, in today’s economic landscape, this rule faces considerable challenges. Market volatility, inflation, and extended life expectancy can all impact the effectiveness of this rule, potentially leaving you with income shortfalls. 

The Risk of Annuities

Annuities have been marketed as a solution to secure retirement income. While they offer periodic payments, they come with their own set of risks and limitations. High fees, a lack of flexibility, and the potential for low returns can make annuities a less enticing option for many retirees.


Our strategy is designed to remove the guesswork from your retirement income planning. We offer a dependable alternative to the 4% rule by providing you with a personalized approach that takes into account your unique financial situation and goals.

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Learn How to Take Advantage of Market History

One key facet of our approach involves leveraging historical market data. By studying past market trends and behaviors, we can craft a customized investment plan that aims to deliver consistent returns and income, even in challenging economic conditions.

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Learn a New Way to Safeguard Your Portfolio

Safeguarding your hard-earned savings is a top priority. Our strategy includes risk management techniques to help protect your portfolio against market downturns and unforeseen financial crises. We believe in a balanced approach that ensures your financial security.

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Invest Without the High Risk Strategies and Annuities

We understand the concerns associated with high-risk investment strategies and annuities. That’s why our approach focuses on low-risk, diversified investments that aim to provide steady income without exposing you to unnecessary financial jeopardy.

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Gaining Confidence in Your Retirement

With our proven strategy, you can approach retirement with confidence, knowing that your income is secure and your financial future is well-planned. Say goodbye to sleepless nights worrying about market volatility and the performance of your investments.


About Ironwood Financial LLC | Tucson, AZ

At IronWood Financial LLC, our mission is to be a force for good in Tucson by educating and inspiring people like you to achieve freedom in your financial life. We aim to equip you with the tools, guidance, and inspiration needed to live life on your terms, with the freedom you rightfully deserve.

It’s time you had a chance to partner with someone who is dedicated to your goals and desires, rather than biased advice often found in “name brand” advisories. Even if you end up managing your finances independently, you deserve to know the unvarnished truth.

Copyright 2018

Copyright © 2018 · Please remember that past performance may not be indicative of future results. Different types of investments involve varying degrees of risk, and there can be no assurance that the future performance of any specific investment, investment strategy, or product (including the investments and/or investment strategies recommended or undertaken by Ironwood Financial, LLC), or any non-investment related content, made reference to directly or indirectly in this newsletter will be profitable, equal any corresponding indicated historical performance level(s), be suitable for your portfolio or individual situation, or prove successful. Due to various factors, including changing market conditions and/or applicable laws, the content may no longer be reflective of current opinions or positions. Moreover, you should not assume that any discussion or information contained in this newsletter serves as the receipt of, or as a substitute for, personalized investment advice from Ironwood Financial, LLC. To the extent that a reader has any questions regarding the applicability of any specific issue discussed above to his/her individual situation, he/she is encouraged to consult with the professional advisor of his/her choosing. Ironwood Financial, LLC is neither a law firm nor a certified public accounting firm and no portion of the newsletter content should be construed as legal or accounting advice. If you are a Ironwood Financial, LLC client, please remember to contact Ironwood Financial, LLC, in writing, if there are any changes in your personal/financial situation or investment objectives for the purpose of reviewing/evaluating/revising our previous recommendations and/or services. A copy of the Ironwood Financial, LLC’s current written disclosure statement discussing our advisory services and fees is available upon request.

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