The Ironwood Difference: Financial Planning

The Ironwood Difference:

Finally... Learn what it takes to retire when you want, how you want, and with the income and lifestyle you truly desire.

Retiring isn’t an easy decision.  

The decisions you make now can mean the difference between having enough income in retirement or becoming the statistic who didn't plan properly.

That’s why we’re so passionate about helping as many people as possible with our retirement planning process.  

It’s time to get past the noise, the confusion, and the salesman only concerned with selling you products. 

It's Time To Get CLARITY 

Before you buy a product, make a decision, or even consider hiring a planner it's time to go through a process focused soley on giving you clarity on your situation and your ability to retire.

Regardless of what your vision for retirement looks like, it’s time to get the education and information you need to make a wise decision for your future.  

Not a decision based on emotion, scare tactics, or seminars that focus on new, fancy investment strategies that may or may not work.  

It’s time to get advice from someone 100% committed to doing the right thing for your situation and giving you the education you need to make a good decision.

The Fiduciary Standard 

Putting Your Interests First - The Way It Should Be

We’ll walk you through a systematic planning process that will, first and foremost, educate you on what it takes to retire, help you create a retirement plan that fits your unique situation, and gives you confidence in your future.

What You'll Get:

  • A step by step strategy for retiring when you want and how you want.
  • The special technique we use to help clients stress test their portfolios and investments against risks, downturns, and more.
  • A plan that addresses the 7 biggest risks you’ll be facing and many others we haven’t covered in our webinars and trainings.
  • How to be up to 99% confident in your retirement plan and know it’s on track for success.
  • Our top 3 strategies for minimizing fees and other hidden costs to help you keep more of what you earn.
  • A complete review of the 8 key topics that must be addressed to make sure you aren’t missing or overlooking key challenges in retirement.
  • A simple analysis trick we use to find hidden opportunities to increase your income without investing differently or taking more risk.
  • A complete future tax exposure analysis focused on what can happen in retirement if tax rates go up or down (something that needs to be covered in every financial plan).

Our Planning Process:

The Discovery Call

This is where we learn about your situation, what your vision for retirement is, what challenges you’re facing, opportunities you want to capture and what it’s going to look like as we go through this process.

Education — Investment History and Theory

We educate you on modern investment theory and it’s performance over time and help you get clarity on many different investment styles so you can find the path right for your situation.

Education — The Truth About Fees, Securities and Income Strategies  

We educate you on the different investment types, how fees work in different investment vehicles, and show you the different ways you can take money out of your portfolio.

Modeling — Your Plan

We start mapping out your unique situation and show you step by step how life events can alter and change your retirement plan, what your retirement may look like, and start showing you options that you need to consider to achieve your goals.

Final Plan Delivery

In our last and final step we deliver our complete analysis to you and give you our recommendations for your implementation.

You're Probably Wondering How Much This Will Cost? 

The time required to develop a complete financial plan can be daunting if you’re starting from scratch.

And having someone walk you through this process sounds really, really expensive.

If you go the traditional route and hire a planner directly? Then yes, it can cost anywhere from $900 to $4,000+.  

Good planners are hard to come by and the advice they give is certainly worth it. 

Here’s Some Great News.

Our team has the skills, the technology, and know how to help make the planning process simple and easy to get through.  

Instead of charging a fee for this process we give you all these meetings, and information… for FREE!  

Meaning you can finally get clarity on what you can do to have a successful retirement without spending a bunch of money on a plan.  

If you want to finally get that kind of clarity then you might be a good fit for our planning process.

This is NOT What You Might Be Thinking.  

This isn’t just a bait and switch strategy we use to lure people onto a phone call where we pitch you for an hour straight on using our firm.

We do this because we have a passion for helping our community get quality information and guidance before they make one of the biggest decisions of their lives.

What’s The “Catch”? 

Before you request a meeting with us, there are a few nuances that I should warn you about. The first being that we’re rather picky about who we do this for. 

There are some qualifications you’ll need to meet— the biggest being that you have a portfolio size and net worth for this planning session to even make sense.

Meaning you have a liquid net worth over $250,000, are nearing retirement or already retired, or you own a business and need help transitioning from being a business owner to getting a passive income.

Who this isn’t for:

Beginners just getting started, or if you aren’t planning on retiring within the next 10 years. 

This is very time sensitive...for a reason. 

Since we’re a small company, by design, we can only offer so many of these full planning sessions and they’re granted on a first come, first serve basis to those that qualify. 

If you’re ready to get the clarity and help you deserve then it’s time to book your free individualized planning process today.

Here’s How It Works: 

To get started, all you have to do is hit the button below. A form will come up for you to enter your information to get the process rolling.

After you fill out the form we'll send you to a survey page that will help us see if this makes sense for your situation.

Once that's complete, our team will be in touch to schedule a call.

After the survey is filled out and you book your time: We’ll get on a call with you and talk about your vision, hopes, and dreams and really dive deep into what you're trying to accomplish and see if you qualify for the entire planning process. 

We’ll help you to identify immediate things that need attention and areas that you’re going to want to focus on to hit your goals. 

All customized for your unique situation. 

There is no charge for this and there is no catch.

Which of course leads you to wonder, “Why would you do this for free?” 

The reason that we do this is simple. Some of the people we help eventually become our clients. When that happens, our team implements all the plans we created and do everything for you. 

That’s the reason we do this.

This is NOT a “Pitch” in Disguise.

What makes this different is that we will never pressure you to make that decision. 

By the end of the planning process you can either go and implement the plan on your own or you might want our help. 

The plan we give you, for free, will be yours to take and use as you see fit. 

Our goal is to show more value and help you more than anyone else. If we can prove that we are dedicated to your best interests, then we know some people will want our help.  

If we can’t do more than anyone else ever has? Then we don’t deserve you as a client. Simple enough. 

If you’d like a free individualized financial plan then click the button below to get started. 

Please remember that past performance may not be indicative of future results. Different types of investments involve varying degrees of risk, and there can be no assurance that the future performance of any specific investment, investment strategy, or product (including the investments and/or investment strategies recommended or undertaken by Ironwood Financial, LLC), or any non-investment related content, made reference to directly or indirectly in this newsletter will be profitable, equal any corresponding indicated historical performance level(s), be suitable for your portfolio or individual situation, or prove successful. Due to various factors, including changing market conditions and/or applicable laws, the content may no longer be reflective of current opinions or positions. Moreover, you should not assume that any discussion or information contained in this newsletter serves as the receipt of, or as a substitute for, personalized investment advice from Ironwood Financial, LLC. To the extent that a reader has any questions regarding the applicability of any specific issue discussed above to his/her individual situation, he/she is encouraged to consult with the professional advisor of his/her choosing. Ironwood Financial, LLC is neither a law firm nor a certified public accounting firm and no portion of the newsletter content should be construed as legal or accounting advice. If you are a Ironwood Financial, LLC client, please remember to contact Ironwood Financial, LLC, in writing, if there are any changes in your personal/financial situation or investment objectives for the purpose of reviewing/evaluating/revising our previous recommendations and/or services. A copy of the Ironwood Financial, LLC’s current written disclosure statement discussing our advisory services and fees is available upon request.